About Tony Thomas
IFA Cardiff & Across South Wales

Growing up in a family that struggled financially had a profound effect on me.

I experienced first-hand the stress, worry and uncertainty that money problems can create. From an early age, I became determined to understand how money works and help others avoid the same financial pressures.

That purpose has guided my career for more than 35 years.

Today, I help individuals, families and business owners make confident financial decisions, with a particular focus on retirement planning, pension advice, investment management and estate planning.

For many people, retirement is the biggest financial transition of their lives.

It’s not simply about stopping work. It’s about turning a lifetime of savings into a reliable income, making important tax decisions, protecting your family and ensuring your money lasts throughout retirement.

Over the years I have seen the anxiety that uncertainty can create:

• Will I have enough money?
• Am I making the right decisions with my pensions?
• How much can I safely spend?
• How do I minimise unnecessary tax?
• Will my family be protected?

I’ve also seen the confidence and peace of mind that comes from having a clear financial plan.

When people understand where they stand financially and know they have a strategy in place, the uncertainty often disappears.

That is why my advice is always independent, personalised and explained in plain English.

AS FEATURED IN BRAINZ MAGAZINE

“Tony Thomas is a Chartered Financial Adviser and Managing Director of TT Wealth Ltd, among the first in the UK to achieve the prestigious Chartered status in 2005. Drawing from his own experience of growing up in financial hardship, he has dedicated over 35 years to helping clients achieve security, clarity, and peace of mind for their future.”

Read the full interview in Brainz Magazine →

As a Chartered Financial Planner and Fellow of the Personal Finance Society, I am proud to have achieved the highest level of professional qualification available to financial advisers in the UK. I was amongst the first advisers in the UK to achieve Chartered Financial Planner status in 2005.

Throughout my career I have helped clients build and preserve their wealth through retirement planning, investment management, tax planning and trust and estate planning, drawing on experience gained at senior levels across private banking and investment management.

I am an experienced and qualified pension transfer specialist and advise members of occupational pension schemes on their retirement options, helping them make informed decisions about their financial future.

I am also an Associate Member of STEP, the Society of Trust and Estate Practitioners. In January 2019, I was elected Chartered Champion for the South Wales region by the Personal Finance Society.

Financial Conduct Authority (FCA) Individual Number: AXT00118

Away from work, you’ll usually find me spending time with family and friends, keeping fit in the gym, playing pickleball or mountain biking through the Welsh mountains.