Ahead of the Autumn budget as well as explaining what might change and the potential impact on your finances, our latest newsletter and three guides are designed to help you check in: on your retirement income on what happens to your wealth further down the line on how you can support your family without [...]
Tony Thomas | BA (Hons), FPFS, ACII | Chartered Financial Planner | Fellow of the Personal Finance Society Last compliance review 3rd Sept 2026 Correct as at 2026/27. Pension allowances change most tax years, so it's worth checking you're working from current figures rather than an old article, or a number someone mentioned [...]
You can open multiple ISAs in the UK, and you can hold more than one of the same type in a single tax year. For the 2025/26 tax year, the total ISA allowance is £20,000, which you can split between Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs, Junior ISAs and Innovative Finance ISAs [...]
Summer can be a good time of year to check that your plans still reflect what matters most to you. This month we've published a newsletter and three guides covering everything from lost pension pots to passing on wealth with confidence. Here's a brief overview of each one, and where you might find them [...]
Tony Thomas | BA (Hons), FPFS, ACII | Chartered Financial Planner | Fellow of the Personal Finance Society Last compliance review 6th July 2026 Are you approaching 55 and starting to wonder whether your pension is on track? You are not alone. Many people at this stage of life feel a [...]
Four essential guides and resources, written for people who want clarity, confidence and control over their financial future. Whether you're approaching retirement, thinking about what you'll leave behind, or simply want a clearer picture of where you stand, knowledge is the first step. We've put together four resources this month that address the [...]
Pensions are a crucial part of your retirement planning, providing a reliable source of income in later years so you can maintain your standard of living after you’ve stopped working. However, it’s equally important to understand pension death benefits, in other words, what happens to your pension when you die. Pensions are not typically [...]
With the end of the tax year approaching, now is the time to review your finances and ensure you are making the most of the opportunities available to you. Many allowances reset on 6 April, meaning valuable tax-efficient options can be lost if they are not used in time. Whether you are planning for [...]
As we move into 2026, it’s a good time to step back and take stock of your financial position. Changes to tax rules, evolving pension legislation, and shifting personal circumstances all mean that financial planning is never a one-off exercise. Regular reviews help ensure everything continues to work together in a way that supports [...]
Choosing between an ISA or pension can be tricky. ISAs and pensions offer different benefits, and understanding their distinctions is crucial for your financial planning. ISAs offer tax-free income / growth and easy access to your money, while pensions come with upfront tax relief and are designed for long-term retirement income. This blog post [...]
