Ahead of the Autumn budget as well as explaining what might change and the potential impact on your finances, our latest newsletter and three guides are designed to help you check in:

on your retirement income
on what happens to your wealth further down the line
on how you can support your family without it costing you your own security.

Here is a brief overview of each one, and where you might find them most useful.

MAIN NEWSLETTER

Autumn Budget 2026 Tax Watch

Our main newsletter looks at the questions and decisions that matter most as you move through retirement, from checking your plan still holds up, to understanding what the Autumn budget could mean for your wealth, and how the pension changes coming in April 2027 could affect what you leave behind.

Topics include:

Page 6: Five questions to ask yourself before retirement
Even if you have already made the leap, these are worth revisiting to check your income, tax position and contingency plans still stack up
Page 10: Autumn budget 2026 tax watch.
With the main rates of Income Tax, National Insurance and VAT ruled out, attention is turning to Capital Gains Tax, property, wealth and pensions, here is what may be worth reviewing before 28 October
Page 13: What I wish I’d known before I retired
Retirement is often imagined as a chance to relax, travel and spend more time with family and on hobbies. However, new research suggests the reality
can be more financially demanding than expected.

Download The Newsletter

GUIDE TO

School Fees and University Fees Planning

Helping fund a grandchild’s education is one of the most tangible ways to pass on wealth while you’re still around to see the difference it makes.

This guide looks at how gifting, Junior ISAs and regular contributions from surplus income can support school or university costs, without it affecting your own retirement income or wider estate plans.

Topics Covered

How the normal expenditure out of income exemption can let grandparents help with fees while potentially reducing a future Inheritance Tax bill
The difference between a Junior ISA and other savings and investment options, and why control and ownership matter as much as tax efficiency
What tuition and maintenance loan support looks like for the 2026/27 academic year, and the changes coming with the Lifelong Learning Entitlement from January 2027
Why any support for grandchildren’s education should sit inside your wider financial plan, not outside it

Download The Guide

GUIDE TO

Planning Your Retirement Income With Confidence

Pension freedoms provide greater flexibility, but choosing the right way to turn your pension savings into a retirement income can be complex. This guide walks through the main options available and the questions worth asking before committing to any one approach.

What You’ll Learn

Why combining a guaranteed income with continued investment can offer both security and flexibility
How the timing of withdrawals can affect your Income Tax position
Why older pension arrangements should be checked for valuable guarantees before any transfer is considered

Download The Guide

GUIDE TO

Protecting Your Family, Wealth and Future

Building wealth is only one part of financial security. This guide looks at what would happen to your plans if life did not go as expected, and how a coordinated approach to protection, Wills, Trusts and gifting can help make sure your wealth reaches the people and causes you care about.

What’s Covered

How critical illness cover, income protection and life assurance each play a distinct role in protecting a family’s finances
Why a Will, Lasting Powers of Attorney and Trusts matter for keeping control over your estate and making your wishes clear
Ways parents and grandparents can help younger family members without compromising their own financial security

Download the Full Guide

Got questions?

If any of these guides raise questions about your own situation, we’re always happy to talk it through. There’s no pressure, just a conversation about where you are now and what would give you more clarity.

Speak To Tony

This article is for general information only and does not constitute financial, tax, or legal advice. It should not be relied upon in its entirety and does not take into account your personal circumstances. Levels, bases, and reliefs from taxation may change and their value depends on individual circumstances. The value of investments can go down as well as up, and you may get back less than you invested. A pension is a long-term investment not normally accessible until age 55 (57 from 6 April 2028, unless the plan has a protected pension age). Inheritance Tax planning, trusts, Will writing, and estate planning are not regulated by the Financial Conduct Authority.

UK Pension Allowances: What You Can Contribute in 2026/27

Tony Thomas | BA (Hons), FPFS, ACII | Chartered Financial Planner | Fellow of the Personal Finance Society Last compliance review 3rd Sept 2026 Correct as at 2026/27. Pension allowances change most tax [...]

How Many ISAs Can I Have?

You can open multiple ISAs in the UK, and you can hold more than one of the same type in a single tax year. For the 2025/26 tax year, the total ISA allowance is [...]

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TT Wealth News September & October 2026