In this week’s episode, I take the opportunity to bust a number of myths surrounding pensions – myths that may be holding you back from making informed decisions – so as to help you make more robust plans for the future ahead of you.
The state pension is topped up by the additional state pension, which requires you to have at least 35 years on your national insurance records or contribution history.
When it comes to employer pensions, your employer is usually required to pay a minimum of 3% of your salary into your pension, and you must also pay a minimum of 5% into the pension, too.
A common myth is that annuities are outdated. However, annuities are still very much active, and can be a perfect solution for some based upon their current circumstances.
A staggering 35% of the UK adults have NO Pension Plans and 43% don’t even know how much they will need for their ideal retirement lifestyle!
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