I often hear people ask "Do I Need A Financial Advisor?" Well for many people, the answer is yes, because quite simply that relationship may be one of the best investments that you will ever make. I've identified over 20 areas where I believe we add value to our clients, but I've just picked [...]
As you move into 2022, consider starting the new year with an "Investment Plan" Resolution. Make this the year you get really clear on your financial goals and once they are in place, create a workable investment plan to help you achieve them. This article covers the basics, followed by 3 areas to consider [...]
Do you know that the order in which your investment returns occur can impact your retirement 'nest egg' long term outcome? It's called sequencing risk or sequence of returns risk. The following video demonstrates the possible impact of sequencing risk and sequence of returns. A video transcript is provided further below, if you would [...]
Are you a business owner or a director of a company? This video about tax planning for directors, shares some of the things you need to consider in order to pay as little tax as possible. A video transcript is provided further below, if you would prefer to read about it. [...]
Keyman insurance, also known as Key Person Insurance is designed to compensate a business for the financial loss brought about by the death or critical illness of a key employee(s). In this article, we cover the following areas: Why should your business consider Keyman Insurance? Who can be covered and who benefits? The difference [...]
Do you know that according to the Office for National Statistics 2019, a 25 year old male now has a 25% chance of living to age 98 and a 25 year old female a 25% chance of living to 100? This short video discusses why it's important to understand longevity risk, especially when planning [...]
As well as answering the main question 'How Many ISAs Can I Have' this article also covers the following: What Is An ISA Investment? How Many ISAs Can I Have? Types of ISA Accessing or Transferring An ISA 1) What is an ISA Investment? An Individual Savings Account (or [...]
This short video emphasises the importance of saving for retirement early as it isn't as easy to catch up as you may think. A video transcript is provided further below, if you would prefer to read about it. Video Transcript If you are tempted to [...]
Financial Planning for individuals starts with you, your goals and wishes. Watch this video to see how it works and learn some insights that can be very useful in your personal and business life. A video transcript is provided further below, if you would prefer to read about it. [...]
Is it possible to protect your wealth against unexpected threats? This video discusses the impact unexpected events can have on your future wealth and how you can look at wealth protection strategies to potentially mitigate the risk. If you would prefer to read the information, there is a video transcript below the video itself. [...]