'My business is my pension' This is a common phrase amongst business owners, but all to often business succession planning is something left far too late. In today's video we look at a few of the reasons why it should be addressed sooner, to ensure you will be able to meet your financial [...]
Starting to save early for retirement is very important. For most people in the early stages of their lives, perhaps in their first or second job or just starting their own business, retirement is something that's too far away to think about. Yet, when it comes to saving for your retirement, the earlier [...]
Let's face it, tax is not an exciting subject, but spending a bit of time reviewing year end tax planning strategies could have a dramatic affect on your personal finances. The financial year for tax purposes runs from 6th April to 5th April the following year and the goal of this article is simple: [...]
What are the benefits of Financial Independence? Let's start by defining 'Financial Independence' as it can mean different things to different people. For some, it means having enough money not to work, or to retire early should you want to. For others, it's simply about being able to live comfortably, having enough money [...]
Are you considering a Defined Benefit Pension Transfer? A defined benefit (DB) pension scheme is one where the amount you’re paid in retirement is based on how many years you’ve worked for your employer and the salary you’ve earned. They pay out a secure income for life, which increases each year. This video [...]
Planning for the future financially is all about focusing on the things you can control. This article covers 7 key steps to help get you started: Track your expenditure Use a budget planner Reduce your borrowing Know your allowances The power of regular investing Set goals Get advice 1) Track [...]
Estate planning and inheritance tax should primarily be about taking steps to protect your estate for future generations. This video blog outlines the relationship between Estate Planning and Inheritance Tax planning and how you can protect and pass on your estate to your loved ones through various tax efficient strategies. [...]
Protecting the most important things in life should the worst happen. During these unpredictable times, many people have faced not only hardship, but sadly, the loss of a loved one too. This article covers 4 areas for you to consider when it comes to securing your financial future: Protect The Things That Really [...]
Socially responsible investing is an investment strategy which considers company ethics as well as the potential financial return. It incorporates: Ethical investing Postive impact investing Sustainable investing Green investing ESG - Environmental, social & governance The following video (& transcript below) provides an brief introduction to socially responsible investing: [...]
2020 has been a difficult year for many of us. As it draws to a close, perhaps it's an appropriate time to focus on the things you can control and think about the action you could take to improve your finances in 2021 and beyond. This article provides an overview of 4 areas for [...]