Do you struggle to save on a regular basis? It is all too tempting to spend any money we earn or receive and in this video, Robin Powell, a Financial Journalist and Jason Butler, a Financial Author discuss the typical reasons we do this. A video transcript is provided further below, if you would [...]
What is relevant life insurance and who is elligible to be covered by a plan? As well as providing a short overview of relevant life insurance, this video also covers the potential financial benefits of taking out this type of plan. If you would prefer to read about relevant life insurance there is [...]
What is cash flow modelling and how does it differ from cash flow forecasting? This video outlines the differences and explains how cash flow modelling can help you make informed decisions. If you would prefer to read about cash flow modelling, there is a full transcript below the video. [...]
How does financial planning for business owners differ depending on your situation? In this video we discover how decisions are likely to be influenced both in the short and longer term and highlight some examples based on your business type and status within it e.g Company Director Shareholder Partner Sole Trader A video transcript [...]
When it comes to investing, what can you do to minimise risk, especially in respect of market volatility? The short video below explains the concept of 'Pound Cost Averaging' and how you can use it as part of your long term investment strategy. Would you prefer to read about Pound Cost Averaging? There is [...]
'My business is my pension' This is a common phrase amongst business owners, but all to often business succession planning is something left far too late. In today's video we look at a few of the reasons why it should be addressed sooner, to ensure you will be able to meet your financial [...]
Starting to save early for retirement is very important. For most people in the early stages of their lives, perhaps in their first or second job or just starting their own business, retirement is something that's too far away to think about. Yet, when it comes to saving for your retirement, the earlier [...]
Let's face it, tax is not an exciting subject, but spending a bit of time reviewing year end tax planning strategies could have a dramatic affect on your personal finances. The financial year for tax purposes runs from 6th April to 5th April the following year and the goal of this article is simple: [...]
What are the benefits of Financial Independence? Let's start by defining 'Financial Independence' as it can mean different things to different people. For some, it means having enough money not to work, or to retire early should you want to. For others, it's simply about being able to live comfortably, having enough money [...]
Are you considering a Defined Benefit Pension Transfer? A defined benefit (DB) pension scheme is one where the amount you’re paid in retirement is based on how many years you’ve worked for your employer and the salary you’ve earned. They pay out a secure income for life, which increases each year. This video [...]