We can spot opportunities much easier for you. Understanding your objectives allow us to be alert to opportunities, new products, new services, new tax freedoms, better strategies, we are your eyes and ears in the ever-changing tax legal and product environment and we will always keep you on track.
Once you have established your risk profile, we manage and review your investments on a regular basis to make sure you stay on track over the months and years ahead.
We assess your risk profile on a regular basis and the risk of your portfolio to make sure that you are in tune with each other. Making the right choices about your pension is so important for a happy retirement.
Again, I see this being done wrong so many times.
For example, the freedom to draw your pension benefits how you wish was introduced back in 2015. Initially, they were trumpeted as offering great choice for consumers, but over time it has become clear that planning and managing income from a pension pot, that may last 35 years or more is far more complex than initially thought. I you know this because I am a pension specialist so I do come across this every single day.
Also understanding sequential risk and asset class returns versus inflation, establishing a sustainable withdrawal rate, managing life and health longevity and planning cash flow over four decades is well beyond most investors, especially as they move into later life.
We will simplify the process for you and be with you for the long run to ensure you have peace of mind and don’t run out of money in your retirement years when you need it most.
We have built up our expertise over many years and are fully qualified Financial Advisors, regulated by the Financial Conduct Authority or FCA.
We have a statement or professional standing issued by an independent professional body and we are required to maintain minimum standards and conduct regular and continuing professional development. Keeping up to date with all financial matters allows us to give you the best possible advice.
So in summary, whilst many people prefer to manage their own financial planning either because they enjoy it or want to save on advisor costs which is absolutely fine (I’ll cover this in another article / video). However, there are many more people that can’t or don’t want to because they don’t have the time or the inclination to do so, especially when it comes to the area of advice they need to address is a complicated one and the cost of getting it wrong vastly outweighs the cost of engaging with a good financial advisor.