Retirement Brings More Freedom, Plus Greater Responsibility
In this episode I talk about the difference between individuals’ personal plans towards retirement and some of the extra challenges faced which previous generations of savers never had to worry about.
Life expectancy is longer than ever before which means you need your money to last much longer.
More companies are moving away from Defined Benefit Pensions which guarantee you a certain amount of money in your retirement. Defined Contribution Plans are much more subject to the ups and downs of the market.
A mixture of various investments further individualises many peoples approach to retirement planning.
Six tips to consider using if you have a Money Purchase Pension or Defined Contribution Pension
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Being aware of the options available to you can help you prepare for your future in an effective way. If you would like help with your retirement planning, get started with a free 30 minute call:
A staggering 35% of the UK adults have NO Pension Plans and 43% don’t even know how much they will need for their ideal retirement lifestyle!
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