There are also certain ‘life events’ which will trigger the need to review your life insurance needs. For details, along with further guidance about the 2 basic types of life insurance available, download a copy of our free guide called ‘Securing Your Financial Future’ – simply complete the form below:
2) Added Value Support
Do you know that many income protection policies come with added value support for both the employer and the employee?
They can often include:
Rapid access to assessment for a range of health issues, including muscular problems and mental health conditions.
Access To Support Services
Employee Assistance Programmes, available 24 hours a day though dedicated helplines or interactive online services. Services may include:
Mental Health counsellors
These often include access to counselling, HR / legal assistance and specific mental health pathways.
If you need support, speak with your employer, or if you run your own business, your insurer to see what is available for you.
3) Business Protection
What if you run your own business and have yet to consider how you can protect against a number of key business risks?
For example, what would happen if you, a partner or director or another key member of staff falls seriously ill, or worse still dies?
This video explores how you can put in place effective plans to counter a range of business risks.
4) Inheritance Tax
No-one wants to hand over too much of their wealth to the tax man!
Have you taken steps to ensure you will pass on your assets to your loved ones in a tax-efficient way?
Inheritance tax is payable on everything you have of value when you die, including:
Savings and investments
Works of art / antiques
Other land / property, even if they are overseas
If you would like to learn more about Inheritance Tax planning I have written a separate article called “How To Avoid Inheritance Tax And Leave A Legacy For Your Family”. Click the button below to check it out:
This article briefly touches on a few areas to consider when it comes to Securing Your Financial Future. To read more download the full guide by complete the form below.
Remember, when it comes to securing your financial future, there are many areas to explore. If you need any guidance, speak with an experienced Financial Advisor; contact Tony Thomas on 07585 592494 or email@example.com