In this podcast episode, I discuss how effective estate preservation planning could save a family a potential inheritance tax bill amounting to hundreds of thousands of pounds. Key Takeaways Inheritance Tax was introduced in 1986 replacing the old Capital Transfer Tax which itself replaced Estate Duty. [...]
In this podcast episode, I talk about how much we need to plan for our upcoming retirement. The state pension will fall short in providing a comfortable lifestyle into retirement so what action should we take to bolster our funds now? Key Takeaways Review your finances [...]
Why should you spread your savings and investments and create a diversified investment portfolio? When trying to navigate the ups and downs of the market returns, investors seem to naturally want to jump in at the lows and cash out at the highs. But no one can predict when the lows will occur. So [...]
In this podcast episode, I cover the questions you need to ask, and the products and services you need to be aware of, to provide the finances you need to live your best life in retirement. This requires a lot of information about you, your family and what your needs are likely to be [...]
To be successful in investing, a strategy that reflects your risk tolerance and time horizons is key. Trying to second guess how events will impact the market is rarely successful. Instead investors should focus on long term strategies that transcend the vagaries of short term fluctuations. In this podcast episode, I talk about where [...]
Wealth management vs asset management - two different concepts when it comes to managing client's money. It is important to understand the key differences between the two so that you can make the best decision for your financial circumstances and future. Ultimately, a good financial advisor should be able to help you with both [...]
In today's podcast I tackle the subject of "tme is Money" along with the five principles of investing everyone should know. Due to the complexity of the options it can be very confusing which route to take. I can help you navigate these options and guide you towards a solid investment plan based on [...]
In this podcast episode, I discuss how essential it is to take a regular overview of your finances and investments to identify if progress is continuing in line with your plan and your expectations. Key Takeaways Having a financial review is a great way of taking [...]
We know that no two people have identical financial circumstances, which is why it’s essential you have a tailored financial planning solution in place and take real action on it. During times of market volatility it's important to resist backing out of the markets altogether, it is rarely the right thing to do. In [...]
Whether you have a particular investment goal in mind or you are simply growing a retirement fund, it is important to understand investment risk. The likelihood of losing some or all of your original investment should be fully understood, as well as your tolerance for the level of risk you are willing to undertake. [...]