If you are struggling financially at the moment it can be very tempting to consider either reducing or stopping contributions completely, afterall, you can always make it up with further contributions later – can’t you? The truth is, no, not always and the impact on your pension savings and therefore your retirement income could [...]
In this podcast episode, I talk about how much we need to plan for our upcoming retirement. The state pension will fall short in providing a comfortable lifestyle into retirement so what action should we take to bolster our funds now? Key Takeaways Review your finances [...]
In this podcast episode, I cover the questions you need to ask, and the products and services you need to be aware of, to provide the finances you need to live your best life in retirement. This requires a lot of information about you, your family and what your needs are likely to be [...]
I don't think a week goes by without being asked "Should I Transfer My Pension?" It's a great question and in truth, the answer depends very much on your personal financial situation. In this article, I share with you the many factors you should consider before you transfer your pension or consolidate your pensions [...]
This short video takes a look at pensions and inheritance tax planning, an important aspect of Estate Management and Planning. The right type of pension, set up correctly, can be a tax efficient way to pass on your wealth. A video transcript is provided further below, if you would prefer to read about it. [...]
In this week's episode, I explore the topic of phased retirement (a course of action being considered by many in the wake of the pandemic), its effect upon our financial future and why it may be a viable option for you. Key Takeaways Retirement often arrives [...]
In this week's episode, I take the opportunity to bust a number of myths surrounding pensions - myths that may be holding you back from making informed decisions - so as to help you make more robust plans for the future ahead of you. Key Takeaways [...]
In response to listener queries, this week I talk about early retirement; the impact the pandemic has had, and why retiring early might not be the dream scenario that many believe. Key Takeaways An increasing number of people have been forced into early retirement due to [...]
In this week's episode, I discuss retirement options made possible by pension freedoms - how the process has changed, and the potential benefits of taking part or all of your pension pot in order to better secure your future. Key Takeaways When you reach the age [...]
In this week's episode, I talk about lifetime allowances, and explain how you can gain more assurance about the savings you've been accruing throughout your life so far. Key Takeaways If you've been saving into a pension throughout your life, you should be allowed to feel [...]