Tax Free Cash

Tax Efficient Gifts For Christmas

2023-03-02T09:23:33+00:00Estate Planning|

If you’re looking to make sure your children or grandchildren benefit from your generosity rather than the taxman, here are the things to be aware when it comes to inheritance tax free or tax efficient gifts for Christmas. In this article: What is a Gift? Exempted Gifts Savings Accounts Junior ISA Child's Pension Premium [...]

What Is A Good Pension Pot at 55?

2023-10-16T14:27:56+01:00Pensions|

Are you approaching that milestone age of 55 and starting to think about early retirement?  At this age it’s common to start panicking about what is a good pension pot at 55 and what might happen after you leave the routine security of full-time work. Especially if you haven’t given much thought to [...]

Tracing Pensions That Are Lost

2023-03-27T12:59:24+01:00Pensions|

The scale of the UK’s lost pensions mountain has been exposed in the largest study yet by the Pensions Policy Institute. The October 2018 briefing report stated there were 800,000 unclaimed pensions, worth an estimated £9.7 billion belonging to holders considered to be 'gone away'. It estimates that, if scaled up to the whole [...]

Accessing Cash From Your Pensions

2024-01-09T13:35:15+00:00Podcast|

In this podcast episode, I cover two vital topics: - How to access small cash sums from your pension pot - The pros & cons of cashing out your pension entirely if you wish to do so Key Takeaways For each cash withdrawal, the first 25% [...]

Flexi Access Drawdown Pension

2023-04-27T22:34:43+01:00Pensions|

What Is A Drawdown Pension? On 6 April 2015, the Government introduced major changes to people’s defined contribution (DC) private pensions. Once you reach the age of 55 years, you now have much more freedom to access your pension savings or pension pot and to decide what to do with this money – [...]

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