While retirement may be a time of anxiety for many, as I explain in this week’s episode, we should be upbeat, and look at the many positives, including tax reliefs and lifetime limits.
Pensions enable you to grow your retirement savings largely free of tax, as well as providing tax relief on the contributions you make.
All of your pensions, including workplace pensions, count towards your lifetime allowance with the exception of the state pension and overseas pensions.
A staggering 35% of the UK adults have NO Pension Plans and 43% don’t even know how much they will need for their ideal retirement lifestyle!
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